Yiren Digital Ltd. operates an online consumer finance marketplace in China that connects borrowers and investors, providing loan facilitation and post-origination services. The company offers unsecured and secured consumer loans, small business loans, and distributes other financial products such as short-term cash management, mutual fund investment, insurance, and securities and stock products. It also provides online investor education services, consultancy, and IT, system maintenance, and customer support services, and is subsidiary of Creditease Holdings (Cayman) Limited.