Qiwi plc operates electronic online payment systems across Russia, Kazakhstan, Moldova, Belarus, the UAE, and globally, via Payment Services, Consumer Financial Services, and Rocketbank segments. Customers can access payment services through an extensive network of kiosks and terminals, as well as through the Qiwi Wallet system, allowing for online and mobile payments, money transfers, and Visa prepaid cards. Additionally, it offers digital banking services under the Rocketbank and Tochka brands.