Ocwen Financial Corporation is a financial services provider that offers mortgage loans in the US, the US Virgin Islands, India, and the Philippines through the Servicing and Originations segments. The company specializes in commercial mortgage loan servicing, special servicing, and residential mortgage loan servicing, offering a range of options such as reverse mortgage loans and government-insured loans. Ocwen Financial Corporation operates under the PHH Mortgage and Liberty Reverse Mortgage brands and was founded in 1988 in Florida.