nCino, Inc. offers cloud-based software applications to financial institutions worldwide, including nCino Bank Operating System which digitizes and streamlines complex processes, enabling banks and credit unions to onboard new clients, make loans and manage loan life cycles. The company's nCino IQ utilizes data analytics and AI/ML to provide automation and insights into operations, with tools to measure and manage credit risk while enhancing regulatory compliance. Their customer base includes global financial institutions, regional banks, credit unions, and other loan and mortgage providers.