Kentucky First Federal Bancorp is the holding company for First Federal Savings and Loan Association of Hazard and Frankfort First Bancorp, Inc., providing banking products and services in Kentucky. Its deposit products include various types of accounts and IRAs, and its loan portfolio offers residential, construction, nonresidential, and commercial non-mortgage loans, as well as consumer loans. The company also has an investment presence in mortgage-backed securities and operates out of seven banking offices in Kentucky, incorporated in 2005 and owned by First Federal MHC.