HSBC Holdings provides banking and financial services globally through Wealth and Personal Banking, Commercial Banking, and Global Banking and Markets segments, offering retail banking, wealth management, commercial lending, cash management, advisory services, investment banking, and principal investment activities. Its diverse services include current and savings accounts, insurance and investment products, credit, debit and commercial cards, global asset management, cash and payment services, and capital raising services on debt and equity markets. Founded in 1865, HSBC Holdings has its headquarters in London, serving personal banking clients, high net worth individuals, small to medium-sized enterprises, mid-market, corporate and institutional clients, and private investors.