Horace Mann Educators Corporation is a US based insurance holding company that operates in three segments - Property & Casualty, Life & Retirement, and Supplemental & Group Benefits. The company offers a range of insurance products such as personal lines auto and property insurance, tax-qualified fixed and variable annuities, and whole life and term insurance products. It markets its products to educators and other employees of public schools and their families through its sales force of full-time exclusive agents.