FS Bancorp is a bank holding company that offers banking and financial services through 1st Security Bank of Washington to local families, local and regional businesses, and industry niches. The company is divided into two segments - Commercial and Consumer Banking, and Home Lending - and provides a range of deposit instruments and loans, including residential and commercial real estate loans, as well as personal and recreational loans. With 21 full bank service branches and 10 home loan production offices in the greater Puget Sound area, the company has a strong presence in suburban communities in Snohomish, King, Pierce, Jefferson, Kitsap, Clallam, Grays Harbor, Thurston, and Lewis counties.