Franklin Financial Services Corporation is a bank holding company that provides commercial, retail banking and trust services to small and medium-sized businesses, individuals, governmental entities and non-profit organizations in Pennsylvania. The company offers a range of deposit and loan products, investment and trust services, mutual funds, annuities and insurance products, safe deposit facilities, and fiduciary services. Operating in twenty-two community banking offices in four counties, it was founded in 1906 and is headquartered in Chambersburg, Pennsylvania.