Citizens & Northern Corporation is a bank holding company that provides a wide range of banking and mortgage services to both individual and corporate customers, as well as wealth management and insurance products, mutual funds, annuities, and other investment products. The company offers various types of lending and deposit products, including commercial, mortgage, and consumer loans, along with personal and commercial insurance products. With its 31 branch offices located in different parts of Pennsylvania and New York, Citizens & Northern Bank has been providing its services since 1864, from its headquarter in Wellsboro, Pennsylvania.