Central Valley Community Bancorp is a holding company that operates the Central Valley Community Bank, which offers banking services to individuals and small to medium-sized businesses. The bank provides deposit accounts, such as demand, savings, and time deposits, as well as loan products, including commercial and industrial loans, secured loans, and other consumer loans. With 20 full-service banking offices in the central valley area of California, the bank also offers additional services, such as wire transfers, safe deposit boxes, and internet banking.