Citizens Financial Group, Inc. is a bank holding company that operates through two segments- Consumer Banking and Commercial Banking, and provides retail and commercial banking products and services to various customers, including individuals, small businesses, middle-market companies, corporations, and institutions. Its Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, and several other services such as digital deposit products. On the other hand, The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions catering to various industries.