Brown & Brown, Inc. is an insurance products and services provider that operates across the United States, Bermuda, Canada, Ireland, the United Kingdom, and the Cayman Islands. It has four segments, namely Retail, National Programs, Wholesale Brokerage, and Services, through which it offers property and casualty, employee benefits, loss control survey, analysis, consultancy, and claims processing services. The company also provides third-party claims administration and medical utilization management services and was established in 1939 in Daytona Beach, Florida.