Ameris Bancorp is a bank holding company that offers banking services to retail and commercial customers through Ameris Bank across five different segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, SBA Division, and Premium Finance Division. The company provides a range of accounts and loans, including commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; as well as consumer loans, small unsecured personal credit lines, and commercial insurance premium loans. With 165 full service domestic banking offices and 35 mortgage and loan production offices, it operates in Georgia, Alabama, Florida, North Carolina, and South Carolina.